1016 Eleuthera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1016 Eleuthera Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,395 sqft · built 2006
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Apr 2022)
Tax Bill$97 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-28-25-A-6

Property Details

APN / Parcel Number

Primary APN28-37-28-25-A-6
Alternative APNs
  • 28-37-28-25-0000A.0-0006.00
  • 2860811

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,395 sqft Living Area
Gross Area2,003 sqft
1st Floor Area1,395 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Architectural StyleDuplex Single
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Width34 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area330 sqft
PorchFlorida Room
Porch Area278 sqft
Patio Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2860811
Street Address1016 ELEUTHERA DR NE
CityPALM BAY
StateFL
Zip32905-4400
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM10
Legal DescriptionBIMINI BAY LOT 6 BLOCK A
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionBIMINI BAY
Legal BlockA
Legal Lot Number6
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2001
Census Tract65130

Owner

1016 Eleuthera Dr NE, a duplex, is owned and occupied by two individuals who bought it in April 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1016 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Dec 13, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2022 · Amount on File
Deed SaleApr 19, 2022 · Amount on File
Prior SaleDec 13, 2019 · Amount on File
Deed Document Number202298236
Deed Book / Page9480 / 776
Prior Transfer DateFeb 3, 2010
Prior Transfer Doc0061160742
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 19, 2022
Property Address1016 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Document Number0094800776
Book / Page9480 / 776
Map ReferenceMB 50 PG 46
Instrument DateApr 19, 2022
Instrument2022098236
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNOT AVAILABLE, LAUNCH TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1945 BERING AVE, 1945, WINTER PARK, FL 32789-1819

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 BOTIGANVILLE DR #189 # 189, 189, HONOLULU, HI 96818

Mortgage

Document Number0009480777
DateApr 19, 2022
Instrument9480/777
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMay 1, 2025
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change9.25%
Index5-Year CMT
Max Rate9.25%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 13, 2019
Property Address1016 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Document Number0086122964
Book / Page8612 / 2964
Map ReferenceMB 50 PG 46&47
Instrument DateDec 10, 2019
Instrument2019270407
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyALLIANCE TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,242.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13111 SERENITY ST, 13111, HUNTERSVILLE, NC 28078-8162

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 ELEUTHERA DR NE, PALM BAY, FL 32905-4400

Mortgage

Document Number86122965
DateDec 13, 2019
Instrument8612/2965
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Eleuthera Dr NE was $97 with a veteran's exemption, up 3.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,350 (-1.85%)$224,350 (-1.85%)
2025$97.00 (+3.19%) Veteran's exemption$228,570$228,570
2024$94.00 (-97.5%)
2023$3,757.00 (+78.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$244,620 (+62.19%) Land $60,000 Building $184,620$244,620 (+14.57%) Land $60,000 Building $184,620
2022$2,106.00 Homeowner's exemption$150,820$213,520 Land $50,000 Building $163,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Eleuthera Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Eleuthera Dr NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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