1022 Cedar Ledge Way, Elgin, SC 29045 Property Records

Richland County property record for 1022 Cedar Ledge Way, Elgin, SC 29045

Property Summary

Details	4 bd · 2.5 ba · 3,324 sqft · built 2023
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$419,232 (Oct 2023)
Tax Bill	$367 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28904-09-16`

Property Details

APN / Parcel Number

Primary APN	`28904-09-16`
Alternative APN	`R28904-09-16`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,324 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	8,276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1022 CEDAR LEDGE WAY
City	ELGIN
State	SC
Zip	29045-4310
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 68 51.9X133.2X70.6X129.4 #SU THE GROVE PHASE 3 #PR RB2706-2134/2135
Legal Phase	3
Legal Lot Number	51,68
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2012
Census Tract	11407

Owner

Source: Richland County records · APN 28904-09-16

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2023 · Amount on Record
Deed Sale	Oct 02, 2023 · Amount on Record
Prior Sale	Feb 02, 2023 · Amount on Record
Deed Document Number	202342869
Deed Book / Page	2869 / 3812
Record Updated	Sep 20, 2026

October 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 02, 2023
Property Address	1022 CEDAR LEDGE WAY, ELGIN, SC 29045-4310
Document Number	0028693812
Book / Page	2869 / 3812
Map Reference	MB 2706 PG 2134&2135
Instrument Date	Oct 02, 2023
Instrument	2023042869
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1022 CEDAR LEDGE WAY, ELGIN, SC 29045-4310

Mortgage

Document Number	2023042870
Date	Oct 02, 2023
Instrument	2023042870

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Market Value
2025		$419,200 Land $60,000 Building $359,200
2023	$367.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 204 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.