1010 Cedar Ledge Way, Elgin, SC 29045 Property Records

Richland County property record for 1010 Cedar Ledge Way, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 4 ba · 4,124 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$468,090 (Dec 2023)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28904-09-13`

Property Details

APN / Parcel Number

Primary APN	`28904-09-13`
Alternative APN	`R28904-09-13`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,124 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,970 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 CEDAR LEDGE WAY
City	ELGIN
State	SC
Zip	29045-4310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LOT 71 55X129.5X55X130.1 #SU THE GROVE PHASE 3 #PR RB2706-2134/2135
Legal Subdivision	THE GROVE AT WOODCREEK
Legal Phase	3
Legal Lot Number	55,71
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2031
Census Tract	11407

Owner

Source: Richland County records · APN 28904-09-13

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 CEDAR LEDGE WAY, ELGIN, SC 29045-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	202354447
Deed Book / Page	2887 / 1738
Record Updated	Sep 20, 2026

December 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 19, 2023
Property Address	1010 CEDAR LEDGE WAY, ELGIN, SC 29045-4310
Document Number	0028871738
Book / Page	2887 / 1738
Map Reference	MB 2706 PG 2134&2135
Instrument Date	Dec 18, 2023
Instrument	2023054447
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 CEDAR LEDGE WAY, ELGIN, SC 29045-4310

Mortgage

Document Number	2023054448
Date	Dec 19, 2023
Instrument	2023054448

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,114.00		$468,100 (+%) Land $60,000 Building $408,100
2024		$468,090
			$468,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force 30 of 31 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.