10215 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10215 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,362 sqft · built 2022
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Oct 2025)
Tax Bill	$15,298 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-550-0063-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-550-0063-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,362 sqft Living Area
1st Floor Area	1,231 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	11,282 sqft (0.259 acres)
Lot Depth	262 ft Depth
Garage Area	967 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10215 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 75 SUPERVISORS RE-PLAT OF SUPERVISORS ST JOHN PLAT & PART OF FRAC SECTION 1 & PC 203 T2N R15E ACCORDING TO THE PLAT
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	SUPRVRS RE-PLAT OF SUP ST JO
Legal Lot Number	75
Legal Unit	75
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

10215 Saint John Dr is owned and occupied by two individuals who bought it in October 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6360 BROADBRIDGE RD, COTTRELLVILLE, MI 48039-2601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 18, 2022	Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	202519390
Deed Book / Page	5860 / 362
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 13, 2025
Property Address	10215 SAINT JOHN DR, ALGONAC, MI 48001-4240
Document Number	0005860362
Book / Page	5860 / 362
Map Reference	LB 52 PG 5 & 6
Instrument Date	Sep 19, 2025
Instrument	2025019390
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 MINORCA BEACH WAY APT 404, 404, NEW SMYRNA BEACH, FL 32169-6056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6360 BROADBRIDGE RD, COTTRELLVILLE, MI 48039-2601

Mortgage

Document Number	0005854549
Date	Sep 25, 2025
Book Page	5854/549
Instrument	2025018181

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 18, 2022
Property Address	10215 SAINT JOHN DR, ALGONAC, MI 48001-4240
Document Number	0005512367
Book / Page	5512 / 367
Map Reference	LB 52 PG 5&6
Instrument Date	Mar 2, 2022
Instrument	2022009982
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Tax	$1,372.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 CEDAR KEY DR, LAKE ORION, MI 48360-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 VIA CAPRI, NEW SMYRNA BEACH, FL 32169-5107

Tax Assessment & Valuation

The 2025 property tax bill for 10215 Saint John Dr was $15,298 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,800 (+10.7%)	$765,600
2025	$15,298.00 (+2.62%)	$345,800
2024	$14,908.00		$691,600
2023		$118,900
2022	$3,347.00		$237,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10215 Saint John Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10215 Saint John Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saint John Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures