10213 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10213 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,317 sqft · built 1955
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-550-0062-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-550-0062-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,317 sqft Living Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	12,676 sqft (0.291 acres)
Lot Depth	261 ft Depth
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10213 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 74 SUP RE-PLAT OF SUP ST JOHN PLAT & PART OF FRAC SEC 1 PC 203
Legal Subdivision	SUPRVRS RE-PLAT OF SUP ST JO
Legal Lot Number	74
Legal Unit	74
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10213 SAINT JOHN DR, ALGONAC, MI 48001-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10213 SAINT JOHN DR, ALGONAC, MI 48001-4240
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10213 SAINT JOHN DR, CLAY, MI 48001-4240

Mortgage

Document Number	0000546140
Date	Dec 8, 2021
Book Page	5461/40
Instrument	2021034510

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10213 SAINT JOHN DR, ALGONAC, MI 48001-4240
Document Number	0048110812
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10213 SAINT JOHN DR ALGONAC MI 480014240, ALGONAC, MI 48001-4240

Mortgage

Document Number	0048110812
Date	Mar 24, 2017
Book Page	004811/000812

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2037

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,600 (+8.66%)	$547,200 (+8.66%)
2025	$4,976.00 (+2.3%) Homeowner's exemption	$251,800 (+23.31%)
2024	$4,864.00 (+8.79%)		$503,600 (+23.31%)
2023		$204,200
2022	$4,471.00		$408,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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