10215 Birch Tree Ln, Windermere, FL 34786 Property Records

Orange County property record for 10215 Birch Tree Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,123 sqft · built 2015
Lot Size0.617 acres (26,868 sqft)
Owner2 Individual Names on File
Last Sale$910,000 (Mar 2019)
Tax Bill$14,053 (2025)
Deeds & MortgagesFeb 2021 Transfer
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-23-28-9334-00-012

Property Details

APN / Parcel Number

Primary APN05-23-28-9334-00-012
Alternative APNs
  • 282305933400012
  • 274745
  • 279589
  • 283747

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,123 sqft Living Area
Gross Area5,649 sqft
1st Floor Area4,123 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,868 sqft (0.617 acres)
Garage TypeAttached
Garage Area984 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area542 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10215 BIRCH TREE LN
CityWINDERMERE
StateFL
Zip34786-8025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWINDERMERE DOWNS 1ST ADDITION 11/108 THE E 105 FT OF W 205 F T OF TRACT B
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionWINDERMERE DOWNS 1ST ADD
Legal TractB
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1000
Census Tract14814

Owner

Source: Orange County records · APN 05-23-28-9334-00-012

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 12, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 11, 2019Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleFeb 10, 2015 · Amount on Record
Deed Document Number2019144253
Last Transfer DateFeb 02, 2021
Transfer Doc0000086198
Record UpdatedJun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateFeb 12, 2021
Property Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025
Document Number0000086198
Map ReferenceMB 11 PG 108&109
Instrument DateFeb 02, 2021
Instrument20210086198
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateFeb 12, 2021
Property Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025
Document Number20210086198
Map ReferenceMB 11 PG 108&109
Instrument DateFeb 02, 2021
Instrument20210086198
Transaction TypeTransfer
Record UpdatedMar 01, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 11, 2019
Property Address10215 BIRCH TREE LN, WINDERMERE, FL 34786-8025
Document Number0000144253
Instrument DateFeb 26, 2019
Instrument144253
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,370.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10215 BIRCH TREE LN WINDERMERE FL 347868025, WINDERMERE, FL 34786-8025

Mortgage

Document Number144254
DateMar 11, 2019
Instrument144254
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$904,513 (+2.7%)$1,123,710 (-1.25%) Land $210,000 Building $913,710
2025$14,053.00 (+3.67%) Homeowner's exemption Widower's exemption$880,733 (+5.99%)$1,137,920 (+1.99%) Land $210,000 Building $927,920
2024$13,556.00 (+7.33%)
2023$12,630.00 (+2.56%) Homeowner's exemption Widower's exemption$830,983 (+3%)$1,115,768 (+14.2%) Land $210,000 Building $905,768
2022$12,315.00 Homeowner's exemption Widower's exemption$806,780$977,051 Land $210,000 Building $767,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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