10212 Silva Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 10212 Silva Rd, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,922 sqft · built 2002
Lot Size	2.28 acres (99,317 sqft)
Owner	Company Name on File
Last Sale	$1,059,000 (Aug 2017)
Tax Bill	$14,207 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`393-180-15-00`

Property Details

APN / Parcel Number

Primary APN	`393-180-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,922 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	99,317 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	10212 SILVA RD
City	EL CAJON
State	CA
Zip	92021-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 (EX ST) TR 014184
Legal Subdivision	COUNTY/SAN DIEGO #5118-1
Legal Tract	014184
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16812

Owner

Source: San Diego County records · APN 393-180-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 18, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Jan 18, 2002 · Amount on Record
Deed Document Number	2017376640
Last Transfer Date	Mar 04, 2021
Transfer Doc	0000217655
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224262
Date	May 04, 2020
Instrument	2020-0224262

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10212 SILVA RD, EL CAJON, CA 92021-2681

Mortgage

Document Number	0000589023
Date	Aug 18, 2021
Instrument	2021-0589023

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10212 SILVA RD, EL CAJON, CA 92021-2681

Mortgage

Document Number	0000254946
Date	Jun 21, 2022
Instrument	2022-0254946

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2021
Property Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Document Number	0000217655
Map Reference	MAP 14184
Instrument Date	Mar 04, 2021
Instrument	2021-0217655
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10212 SILVA RD, EL CAJON, CA 92021-2681

Mortgage

Document Number	0000217656
Date	Mar 19, 2021
Instrument	2021-0217656

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	7.87%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2017
Property Address	10212 SILVA RD, EL CAJON, CA 92021-2681
Document Number	0000376640
Map Reference	MAP14184
Instrument Date	Aug 01, 2017
Instrument	2017-0376640
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5504 CLARET ST, SANTEE, CA 92071-5675

Mortgage

Document Number	0000376641
Date	Aug 18, 2017
Instrument	2017-0376641

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,229,053 (+2%) Land $555,917 Building $673,136
2025	$14,207.00 (+2.04%) Homeowner's exemption	$1,204,955 (+4.04%) Land $545,017 Building $659,938
2023	$13,923.00 (+1.61%) Homeowner's exemption	$1,158,167 Land $523,854 Building $634,313
2022	$13,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	About 1 in 86 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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