10154 Silva Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 10154 Silva Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,885 sqft · built 2001
Lot Size1.25 acres (54,450 sqft)
OwnerCompany Name on File
Last Sale$469,500 (Dec 2001)
Tax Bill$10,856 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN393-180-13-00

Property Details

APN / Parcel Number

Primary APN393-180-13-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,885 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area54,450 sqft

Location & Zoning

Street Address10154 SILVA RD
CityEL CAJON
StateCA
Zip92021-2649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 22 TR 014184
Legal SubdivisionDENNERY RANCH UNIT #2B
Legal Tract014184
Legal Block1
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract16812

Owner

10154 Silva Rd is owned by a company that acquired it in July 2007 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address10154 SILVA RD, EL CAJON, CA 92021-2649
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2001 · Amount on File
Deed SaleDec 21, 2001 · Amount on File
Deed Document Number2001947853
Last Transfer DateJul 13, 2007
Transfer Doc0000486028
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10154 SILVA RD, EL CAJON, CA 92021-2649
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10154 SILVA RD, EL CAJON, CA 92021-2649

Mortgage

Document Number0000527092
DateSep 10, 2020
Instrument2020-0527092
Lender
NameINTERCAP LENDING
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10154 Silva Rd was $10,856 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$939,067 (+2%) Land $273,889 Building $665,178
2025$10,856.00 Homeowner's exemption$920,655 Land $268,519 Building $652,136
2023$9,878.00 (+1.63%) Homeowner's exemption$821,470 Land $248,481 Building $572,989
2022$9,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10154 Silva Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10154 Silva Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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