10212 Charmwood Dr, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 10212 Charmwood Dr, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 2022
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$329,520 (Aug 2022)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-310406-001313-0`

Property Details

APN / Parcel Number

Primary APN	`36-310406-001313-0`
Alternative APN	`409141`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10212 CHARMWOOD DR
City	WOODWAY
State	TX
Zip	76712-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ADDITION PHASE VI LOT 13 BLOCK 13 ACRES .252
Legal Subdivision	CREEKSIDE ADDITION PHASE VI
Legal Block	13
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4000
Census Tract	3708

Owner

10212 Charmwood Dr is owned and occupied by two individuals who bought it in August 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10212 CHARMWOOD DR, WOODWAY, TX 76712-4313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 29, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage AMERICAN BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Deed Document Number	202233710
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 18, 2022
Property Address	10212 CHARMWOOD DR, WACO, TX 76712-4313
Document Number	0000033710
Map Reference	FILE 2021035864
Instrument Date	Aug 7, 2022
Instrument	2022033710
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 HILLSIDE DR, ROBINSON, TX 76706-7123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10212 CHARMWOOD DR, WOODWAY, TX 76712-4313

Mortgage

Document Number	0000033711
Date	Aug 18, 2022
Instrument	2022033711

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 29, 2021
Property Address	10212 CHARMWOOD DR, WACO, TX 76712-4313
Document Number	0000039880
Map Reference	DOC 2021035864
Instrument Date	Sep 28, 2021
Instrument	2021039880
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HILLSIDE DR, ROBINSON, TX 76706-7123

Mortgage

Document Number	0000039881
Date	Sep 29, 2021
Instrument	2021039881

Lender

Name	AMERICAN BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10212 Charmwood Dr was $5,559 with exemptions applied, down 10.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,000 (-21.11%) Land $82,987 Building $256,013	$339,000 (-21.11%) Land $82,987 Building $256,013
2025	$5,559.00 (-10.47%) Homeowner's exemption Senior Citizen's exemption	$429,690 Land $75,520 Building $354,170	$429,690 Land $75,520 Building $354,170
2024	$6,209.00
2023		$406,970 Land $75,520 Building $331,450	$406,970 Land $75,520 Building $331,450
2022	$5,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10212 Charmwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10212 Charmwood Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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