10204 Charmwood Dr, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 10204 Charmwood Dr, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,273 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,930 (Nov 2022)
Tax Bill	$8,192 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-310406-001315-0`

Property Details

APN / Parcel Number

Primary APN	`36-310406-001315-0`
Alternative APN	`409143`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Gross Area	2,779 sqft
1st Floor Area	2,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10204 CHARMWOOD DR
City	WOODWAY
State	TX
Zip	76712-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ADDITION PHASE VI LOT 15 BLOCK 13 ACRES .25
Legal Subdivision	CREEKSIDE ADDITION PHASE VI
Legal Block	13
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4000
Census Tract	3708

Owner

Source: McLennan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10204 CHARMWOOD DR, WOODWAY, TX 76712-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202244730
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10204 CHARMWOOD DR, WACO, TX 76712-4313
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10204 CHARMWOOD DR, WOODWAY, TX 76712-4313

Mortgage

Document Number	0000032547
Date	Oct 23, 2025
Instrument	2025032547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

November 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 18, 2022
Property Address	10204 CHARMWOOD DR, WACO, TX 76712-4313
Document Number	0000044730
Map Reference	FILE 2021035864
Instrument Date	Nov 17, 2022
Instrument	2022044730
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 BROUGHTON DR, WOODWAY, TX 76712-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 GOOD SHEPHERD DR, BROWNWOOD, TX 76801-6045

Mortgage

Document Number	0000044731
Date	Nov 18, 2022
Instrument	2022044731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,192.00 (-6.94%) Homeowner's exemption	$486,870 (+5.73%) Land $75,250 Building $411,620	$486,870 (+5.73%) Land $75,250 Building $411,620
2024	$8,803.00 (+9.65%)
2023		$460,470 Land $75,250 Building $385,220	$460,470 Land $75,250 Building $385,220
2022	$8,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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