1021 Silver Spring Rd, Fort Mill, SC 29715 Property Records

York County property record for 1021 Silver Spring Rd, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,637 sqft · built 2004
Lot Size	0.032 acres (1,415 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2021)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-20-02-175`

Property Details

APN / Parcel Number

Primary APN	`020-20-02-175`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	725 sqft
2nd Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,415 sqft (0.032 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	1021 SILVER SPRING RD
City	FORT MILL
State	SC
Zip	29715-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 404 MP 3 MP SITE 3 & 4 TOWNHOME CASCADES # 1021
Legal Subdivision	THE CASCADES @ RIVER CROSSING
Legal Lot Number	404
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3028
Census Tract	61004

Owner

1021 Silver Spring Rd is owned and occupied by an individual who bought it in March 2021.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1021 SILVER SPRING RD, FORT MILL, SC 29715-6462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 28, 2019	Trustee's Deed, Transfer NOT AVAILABLE
Apr 10, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	202112444
Deed Book / Page	19053 / 364
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	1202100019
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 4, 2021
Property Address	1021 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	1905300364
Book / Page	19053 / 364
Map Reference	PL C-331 PG 2
Instrument Date	Mar 2, 2021
Instrument	2021012444
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 SILVER SPRING RD, FORT MILL, SC 29715-6462

Mortgage

Document Number	1905300367
Date	Mar 4, 2021
Book Page	19053/367
Instrument	2021012445

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	May 28, 2019
Property Address	1021 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	1756500413
Book / Page	017565 / 000413
Instrument Date	May 28, 2019
Instrument	20654
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$31.45
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4617 ARBORLOFT CT CHARLOTTE NC 282700201, CHARLOTTE, NC 28270-0201

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	1021 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	1693900438
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 SILVER SPRING RD FORT MILL SC 297156462, FORT MILL, SC 29715-6462

Mortgage

Document Number	1693900438
Date	Apr 24, 2018
Book Page	016939/000438
Instrument	17094

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Silver Spring Rd was $2,319.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00	$9,473 Land $1,496 Building $7,977	$266,000 Land $42,000 Building $224,000
2023	$2,001.00	$8,237 Land $1,200 Building $7,037	$205,935 Land $30,000 Building $175,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1021 Silver Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Silver Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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