1020 Silver Spring Rd, Fort Mill, SC 29715 Property Records

York County property record for 1020 Silver Spring Rd, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,407 sqft · built 2004
Lot Size	0.03 acres (1,297 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2022)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-20-02-169`

Property Details

APN / Parcel Number

Primary APN	`020-20-02-169`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,407 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	617 sqft
2nd Floor Area	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,297 sqft (0.03 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	1020 SILVER SPRING RD
City	FORT MILL
State	SC
Zip	29715-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 303 MP 3 MP SITE 3 & 4 TOWNHOME CASCADES # 1020
Legal Subdivision	THE CASCADES @ RIVER CROSSING
Legal Lot Number	303
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3028
Census Tract	61004

Owner

1020 Silver Spring Rd is owned and occupied by an individual who bought it in August 2022.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 SILVER SPRING RD, FORT MILL, SC 29715-6462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	May 1, 2013 · Amount on File
Deed Document Number	202238014
Deed Book / Page	20372 / 424
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 29, 2022
Property Address	1020 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	2037200424
Book / Page	20372 / 424
Map Reference	PL C333 PG 2
Instrument Date	Aug 29, 2022
Instrument	2022038014
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 SILVER SPRING RD, FORT MILL, SC 29715-6462
Investor	Possibly a Property Investor

Mortgage

Document Number	2022038015
Date	Aug 29, 2022
Instrument	2022038015

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Silver Spring Rd was $2,488.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00	$10,188 Land $1,680 Building $8,508	$254,700 Land $42,000 Building $212,700
2023	$2,451.00	$10,160 Land $1,200 Building $8,960	$254,005 Land $30,000 Building $224,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 Silver Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Silver Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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