1021 Rose Dr, Napa, CA 94558 Property Records

Napa County property record for 1021 Rose Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,125 sqft · built 1946
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Aug 2026)
Tax Bill	$25,584 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`049-170-003-000`

Property Details

APN / Parcel Number

Primary APN	`049-170-003-000`
Alternative APNs	`049-170-003` `04917003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	2,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	210 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	049-170-003
Street Address	1021 ROSE DR
City	NAPA
State	CA
Zip	94558-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB2
Legal Description	SILVERADO HTS LOT 2 BLOCK 2
Legal Subdivision	SILVERADO HEIGHTS SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

1021 Rose Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1021 ROSE DR, NAPA, CA 94558-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Aug 31, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE
May 8, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	202612710
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Oct 14, 2026
Property Address	1021 ROSE DR, NAPA, CA 94558-3809
Document Number	0000014837
Instrument Date	Oct 5, 2026
Instrument	202614837
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ROSE DR, NAPA, CA 94558-3809

Mortgage

Document Number	0000014837,
Date	Oct 14, 2026
Instrument	202614837

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 31, 2026
Property Address	1021 ROSE DR, NAPA, CA 94558-3809
Document Number	0000012710
Instrument Date	Aug 29, 2026
Instrument	202612710
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$244,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ROSE DR, NAPA, CA 94558-3809

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 8, 2020
Property Address	1021 ROSE DR, NAPA, CA 94558-3809
Document Number	0000010320
Map Reference	MB 3 PG 70-81
Instrument Date	May 4, 2020
Instrument	2020-0010320
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	138 ELSIE ST, SAN FRANCISCO, CA 94110-5149

Mortgage

Document Number	0000010321
Date	May 8, 2020
Instrument	2020-0010321

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1021 Rose Dr was $25,584, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,584.00 (+2.05%)	$2,294,345 (+2%) Land $1,003,965 Building $1,290,380	$2,294,345 (+2%) Land $1,003,965 Building $1,290,380
2025	$25,069.00	$2,249,359 Land $984,280 Building $1,265,079	$2,249,359 Land $984,280 Building $1,265,079
2023	$23,740.00 (+1.48%)	$2,162,015 Land $946,060 Building $1,215,955
2022	$23,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 Rose Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Rose Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

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