1043 Rose Dr, Napa, CA 94558 Property Records

Napa County property record for 1043 Rose Dr, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,153 sqft · built 1945
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,463,000 (Jan 2025)
Tax Bill	$28,544 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-170-007-000`

Property Details

APN / Parcel Number

Primary APN	`049-170-007-000`
Alternative APNs	`049-170-007` `04917007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,153 sqft Living Area
Gross Area	3,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	049-170-007
Street Address	1043 ROSE DR
City	NAPA
State	CA
Zip	94558-3809
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB2
Legal Description	LOT 4 BLK 2 SILVERADO HEIGHTS SUB 3R/M71
Legal Subdivision	SILVERADO HEIGHTS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1043 ROSE DR, NAPA, CA 94558-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	2025936
Prior Transfer Date	Mar 19, 1998
Prior Transfer Doc	0000007181
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1043 ROSE DR, NAPA, CA 94558-3809
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 ROSE DR, NAPA, CA 94558-3809

Mortgage

Document Number	0000011219
Date	Aug 1, 2023
Instrument	2023-0011219

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1043 ROSE DR, NAPA, CA 94558-3809
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 ROSE DT, NAPA, CA 94558

Mortgage

Document Number	0000031609
Date	Nov 25, 2020
Instrument	2020-0031609

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,544.00 (+2.06%) Homeowner's exemption	$2,562,505 (+2%) Land $1,024,794 Building $1,537,711	$2,562,505 (+2%) Land $1,024,794 Building $1,537,711
2025	$27,968.00 (+250.78%) Homeowner's exemption	$2,512,260 (+246.82%) Land $1,004,700 Building $1,507,560	$2,512,260 Land $1,004,700 Building $1,507,560
2023	$7,973.00 (+1.53%) Homeowner's exemption	$724,360 Land $362,180 Building $362,180
2022	$7,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

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