Yellowstone County property record for 1021 Phil Cir, Laurel, MT 59044
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,312 sqft · built 2020 |
| Lot Size | 0.042 acres (1,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,300 (Apr 2021) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000B03147K |
| Primary APN | 000B03147K |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,841 sqft (0.042 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1021 PHIL CIR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BRYNN WAY HOMES, S08, T02 S, R24 E, UNIT 37, 2.083% COMMON AREA INTEREST, LOC @ LT 1 BLK 5 ELENA SUB 2ND FIL |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | BRYNN WAY HOMES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1901 |
1021 Phil Cir, a duplex, is owned and occupied by an individual who bought it in April 2021.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 PHIL CIR, LAUREL, MT 59044-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Transfer on Death Deed, Transfer |
| Apr 16, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERSTATE BANK |
| Jul 23, 2020 | Warranty Deed, Construction Loan · Line of Credit YELLOWSTONE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 20213968476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 28, 2022 |
| Property Address | 1021 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0004031003 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 4031003 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 PHIL CIR, 1021, LAUREL, MT 59044-3327 |
| Name | Verified Name |
|---|---|
| Address | 6621 ELDER GROVE LN, BILLINGS, MT 59106-2672 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 16, 2021 |
| Property Address | 1021 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003968476 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 3968476 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1741 LAURA CIR, 1741, BILLINGS, MT 59106-1746 |
| Name | Verified Name |
|---|---|
| Address | 1021 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003968477 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 3968477 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 23, 2020 |
| Property Address | 1021 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003928920 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 3928920 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1741 LAURA CIR BILLINGS MT 591061746, BILLINGS, MT 59106-1746 |
| Document Number | 3928921 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 3928921 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 22, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1021 Phil Cir was $2,044, down 23.6% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,500 (-) Land $17,485 Building $301,015 | $318,500 (-) Land $17,485 Building $301,015 | |
| 2025 | $2,044.00 (-23.65%) | $318,500 Land $17,485 Building $301,015 | $318,500 Land $17,485 Building $301,015 |
| 2024 | $2,677.00 (+18.71%) | ||
| 2023 | $2,255.00 | $283,300 | $283,300 Land $12,185 Building $271,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 Phil Cir in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 Phil Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures