Yellowstone County property record for 1020 Phil Cir, Laurel, MT 59044
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,398 sqft · built 2020 |
| Lot Size | 0.042 acres (1,858 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Oct 2021 Sale + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000B03147M |
| Primary APN | 000B03147M |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,858 sqft (0.042 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1020 PHIL CIR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BRYNN WAY HOMES, S08, T02 S, R24 E, UNIT 39, 2.083% COMMON AREA INTEREST, LOC @ LT 1 BLK 5 ELENA SUB 2ND FIL |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | BRYNN WAY HOMES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Oct 1, 2021 | Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Jul 1, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STOCKMAN BANK |
| Jun 25, 2020 | Warranty Deed, Construction Loan · Line of Credit YELLOWSTONE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 |
| Deed Sale | Oct 1, 2021 |
| Prior Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 20213992210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Feb 12, 2024 |
| Property Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0004067811 |
| Map Reference | DOC 3361887 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 4067811 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 1, 2021 |
| Property Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003992210 |
| Map Reference | DOC 3368117 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 3992210 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 1, 2021 |
| Property Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003978528 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 3978528 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1741 LAURA CIRDE, BILLINGS, MT 59106 |
| Name | Verified Name |
|---|---|
| Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003978529 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 3978529 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 25, 2020 |
| Property Address | 1020 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003925406 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 3925406 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 30, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1741 LAURA CIR BILLINGS MT 591061746, BILLINGS, MT 59106-1746 |
| Document Number | 3925407 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 3925407 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 24, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,800 (-) Land $17,485 Building $308,315 | $325,800 (-) Land $17,485 Building $308,315 | |
| 2025 | $2,084.00 (-24.36%) | $325,800 (+14.2%) Land $17,485 Building $308,315 | $325,800 (+14.2%) Land $17,485 Building $308,315 |
| 2024 | $2,755.00 (+21.31%) | ||
| 2023 | $2,271.00 | $285,300 | $285,300 Land $12,185 Building $273,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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