1021 Oak Cluster Ct, Howell, MI 48855 Property Records

Livingston County property record for 1021 Oak Cluster Ct, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,151 sqft · built 1999
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Dec 2022)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Dec 2022 Sale Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-101-022`

Property Details

APN / Parcel Number

Primary APN	`17-26-101-022`
Alternative APN	`471726101022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,151 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	1,087 sqft
Unfinished Basement	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	11,021 sqft (0.253 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft
Patio Area	467 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1021 OAK CLUSTER CT
City	HOWELL
State	MI
Zip	48855-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 26 T3N R4E CITY OF HOWELL ROLLING OAKS SUBDIVISION LOT 22
Legal Range	04E
Legal Township	03N
Legal Section	26
Legal Subdivision	ROLLING OAKS
Legal Tract	725000
Legal Lot Number	22
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 3, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Feb 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 4, 2019	Warranty Deed, Transfer · Conventional with PMI MICHIGAN ST UNIV FCU
Sep 22, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	202232175
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	0000003499
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Dec 28, 2022
Property Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number	0000032175
Map Reference	LB 31 PG 13
Instrument Date	Dec 15, 2022
Instrument	2022R-032175
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 3, 2023
Property Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number	0000003499
Map Reference	LB 31 PG 13
Instrument Date	Dec 15, 2022
Instrument	2023R-003499
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 7, 2020
Property Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number	0000004180
Instrument Date	Feb 6, 2020
Instrument	4180
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1021 OAK CLUSTER CT HOWELL MI 488556821, HOWELL, MI 48855-6821

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 4, 2019
Property Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number	0000026828
Instrument Date	Sep 19, 2019
Instrument	26828
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 S WASHINGTON AVE LANSING MI 489102959, LANSING, MI 48910-2959

Mortgage

Document Number	26829
Date	Oct 4, 2019
Instrument	26829

Lender

Name	MICHIGAN ST UNIV FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 3, 2039

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 22, 2017
Property Address	1021 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number	0000027818
Instrument Date	Aug 31, 2017
Instrument	27818
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3426 SEYMOUR RD SWARTZ CREEK MI 484739785, SWARTZ CREEK, MI 48473-9785

Mortgage

Document Number	28196
Date	Sep 22, 2017
Instrument	28196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,500 (+34.36%)	$409,000 (+34.36%)
2025	$6,200.00
2023		$152,200
2021			$304,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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