1003 Oak Cluster Ct, Howell, MI 48855 Property Records

Livingston County property record for 1003 Oak Cluster Ct, Howell, MI 48855

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,805 sqft · built 1994
Lot Size0.256 acres (11,151 sqft)
Owner2 Individual Names on Record
Last Sale$243,500 (Aug 2020)
Tax Bill$5,191 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-26-101-019

Property Details

APN / Parcel Number

Primary APN17-26-101-019
Alternative APN
  • 471726101019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,805 sqft Living Area
1st Floor Area1,065 sqft
Basement Area1,065 sqft
Unfinished Basement1,065 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable
Lot Area11,151 sqft (0.256 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area56 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1003 OAK CLUSTER CT
CityHOWELL
StateMI
Zip48855-6821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSEC 26 T3N R4E CITY OF HOWELL ROLLING OAKS SUBDIVISION LOT 19
Legal Range04E
Legal Township03N
Legal Section26
Legal SubdivisionROLLING OAKS
Legal Tract725000
Legal Lot Number19
JurisdictionLIVINGSTON MI
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1000
Census Tract725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1003 OAK CLUSTER CT, HOWELL, MI 48855-6821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleMay 15, 2003 · Amount on Record
Deed Document Number202026733
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateAug 11, 2020
Property Address1003 OAK CLUSTER CT, HOWELL, MI 48855-6821
Document Number0000026733
Instrument DateAug 6, 2020
Instrument26733
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanySELECT TITLE COMPANY, SELECT TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,094.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address516 CURZON ST #203 HOWELL MI 488431188, 203, HOWELL, MI 48843-1188

Mortgage

Document Number28266
DateAug 11, 2020
Instrument28266
Lender
NameLIBERTY HM MTG
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
MunicipalityHowell City
Unified School DistrictHowell Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,400 (+34.54%)$342,800 (+34.54%)
2025$5,191.00
2023$127,400
2021$254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWELL
serves 9,914 people · EPA ID MI0003250
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

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