1021 Michael St, Sycamore, IL 60178 Property Records

DeKalb County property record for 1021 Michael St, Sycamore, IL 60178

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 934 sqft · built 1990
Lot Size0.273 acres (11,903 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Apr 2020)
Tax Bill$6,944 (2024)
Deeds & MortgagesApr 2020 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-29-149-005

Property Details

APN / Parcel Number

Primary APN06-29-149-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area934 sqft Living Area
Gross Area1,354 sqft
1st Floor Area934 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRetaining Wall
Roof MaterialAsphalt
Lot Area11,903 sqft (0.273 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Frame Porch
Deck Area293 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0629149005
Street Address1021 MICHAEL ST
CitySYCAMORE
StateIL
Zip60178-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAPLE TERRACE PHASE 4 UNIT 2 - LOT 42
Legal SubdivisionMAPLE TERRACE PHASE 4
Legal Phase4
Legal Lot Number42
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group2
Census Block2013
Census Tract500

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1021 MICHAEL ST, SYCAMORE, IL 60178-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Warranty Deed, Transfer
US BK
Mar 28, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
CHERRY CREEK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleMar 11, 2015 · Amount on Record
Deed Document Number20202958
Prior Transfer DateMar 9, 2018
Prior Transfer Doc0000002763
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateApr 6, 2020
Property Address1021 MICHAEL ST, SYCAMORE, IL 60178-3405
Document Number0000002958
Instrument DateMar 30, 2020
Instrument2958
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1021 MICHAEL ST SYCAMORE IL 601783405, SYCAMORE, IL 60178-3405

Mortgage

Document Number2959
DateApr 6, 2020
Instrument2959
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueApr 5, 2050
Interest
Rate3.37%

March 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateMar 28, 2018
Property Address1021 MICHAEL ST, SYCAMORE, IL 60178-3405
Document Number0000002763
Instrument DateMar 9, 2018
Instrument2763
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1021 MICHAEL ST SYCAMORE IL 601783405, SYCAMORE, IL 60178-3405

Mortgage

Document Number2764
DateMar 28, 2018
Instrument2764
Lender
NameCHERRY CREEK MTG
TypeMortgage Company
AddressGREENWOOD VILLAGE, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2048
Interest
Rate5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
MunicipalitySycamore City
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,224 (+16.48%) Land $27,519 Building $67,705$285,672 (+16.48%) Land $82,557 Building $203,115
2024$6,944.00
2023$81,754 Land $23,626 Building $58,128$245,262 Land $70,878 Building $174,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1999–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSYCAMORE
serves 18,500 people · EPA ID IL0370550
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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