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1020 Michael St, Sycamore, IL 60178 Property Records

DeKalb County property record for 1020 Michael St, Sycamore, IL 60178 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 997 sqft · built 1992
Lot Size0.228 acres (9,926 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Oct 2025)
Tax Bill$7,857 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN06-29-148-008

Property Details

APN / Parcel Number

Primary APN06-29-148-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area997 sqft Living Area
Gross Area1,473 sqft
1st Floor Area997 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,926 sqft (0.228 acres)
Garage TypeAttached
Garage Area476 sqft
PorchOpen Frame Porch
Deck Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0629148008
Street Address1020 MICHAEL ST
CitySYCAMORE
StateIL
Zip60178-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 - MAPLE TERRACE PHASE IV - UNIT 2
Legal SubdivisionMAPLE TERRACE PHASE IV
Legal Phase4
Legal Lot Number43
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group2
Census Block2010
Census Tract500

Owner

Source: DeKalb County records · APN 06-29-148-008

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1291 GRACE DR, SYCAMORE, IL 60178-9515
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Sep 24, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2025 · Amount on Record
Deed SaleOct 08, 2025 · Amount on Record
Prior SaleNov 20, 2015 · Amount on Record
Deed Document Number20258021
Prior Transfer DateSep 09, 2025
Prior Transfer Doc0000007573
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 08, 2025
Property Address1020 MICHAEL ST, SYCAMORE, IL 60178-3404
Document Number0000008021
Map ReferenceMB U PG 65
Instrument DateSep 29, 2025
Instrument2025008021
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 MICHAEL ST, SYCAMORE, IL 60178-3404

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1291 GRACE DR, SYCAMORE, IL 60178-9515

Mortgage

Document Number0000008022
DateOct 08, 2025
Instrument2025008022
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate6.12%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateSep 24, 2025
Property Address1020 MICHAEL ST, SYCAMORE, IL 60178-3404
Document Number0000007573
Map ReferenceDOC 90004869
Instrument DateSep 09, 2025
Instrument2025007573
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1318 FREEDOM CIR, SYCAMORE, IL 60178-2326

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 MICHAEL ST, SYCAMORE, IL 60178-3404

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
MunicipalitySycamore City
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$106,903 (+6.36%) Land $22,014 Building $84,889$320,709 (+6.36%) Land $66,042 Building $254,667
2024$7,857.00 Homeowner's exemption$100,511 (+9.51%) Land $20,698 Building $79,813$301,533 (+9.51%) Land $62,094 Building $239,439
2023$91,783 Land $18,901 Building $72,882$275,349 Land $56,703 Building $218,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1999–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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