Union County property record for 1021 Lake Forest Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,296 sqft · built 2008 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $815,000 (May 2021) |
| Tax Bill | $5,518 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-099-297 |
| Primary APN | 06-099-297 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,296 sqft Living Area |
| 1st Floor Area | 2,891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 259 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1021 LAKE FOREST DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RCD WEDDIN |
| Legal Description | #162 LAKE FOREST PRESERVE PH1A OPCI787 |
| Legal Subdivision | LAKE FOREST PRESERVE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21018 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 1, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jun 19, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Dec 11, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2008 · Amount on Record |
| Deed Document Number | 202125547 |
| Deed Book / Page | 8118 / 537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0008497739 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 8497/739 |
| Instrument | 20866 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 28, 2021 |
| Property Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 8118537 |
| Book / Page | 8118 / 537 |
| Map Reference | CAB I FILE 787 |
| Instrument Date | May 7, 2021 |
| Instrument | 25547 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1820 EDGEWOOD RD, 1820, TOWSON, MD 21286-8908 |
| Name | Verified Name |
|---|---|
| Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 25548 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 25548 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 7208117 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 7208/117 |
| Instrument | 0021482 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 7713184 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NAT'L SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 1021 LAKE FOREST DR MATTHEWS NC 281047411, MATTHEWS, NC 28104-7411 |
| Document Number | 7713184 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 007713/000184 |
| Instrument | 22862 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1021 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 7071191 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1021 LAKE FOREST DR MATTHEWS NC 281047411, MATTHEWS, NC 28104-7411 |
| Document Number | 7071191 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 007071/000191 |
| Instrument | 36530 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,104,600 (-) Land $197,000 Building $907,600 | $1,104,600 (-) Land $197,000 Building $907,600 | |
| 2025 | $5,518.00 (+15.39%) | $1,104,600 (+46.21%) Land $197,000 Building $907,600 | $1,104,600 (+46.21%) Land $197,000 Building $907,600 |
| 2023 | $4,782.00 | $755,500 Land $124,500 Building $631,000 | $755,500 Land $124,500 Building $631,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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