Union County property record for 1011 Lake Forest Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,878 sqft · built 2016 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,000 (Mar 2019) |
| Tax Bill | $4,886 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-099-294 |
| Primary APN | 06-099-294 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,878 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 20,386 sqft (0.468 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1011 LAKE FOREST DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RCD WEDDIN |
| Legal Description | #159 LAKE FOREST PRESERVE PH1A OPCI787 |
| Legal Subdivision | LAKE FOREST PRESERVE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21018 |
Source: Union County records · APN 06-099-294
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 06, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Mar 28, 2019 | Warranty Deed, Transfer · VA Mortgage KANSAS ST BK |
| Jan 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Document Number | 20197766 |
| Deed Book / Page | 7338 / 89 |
| Last Transfer Date | Jan 13, 2023 |
| Transfer Doc | 0000897017 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1011 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 760482 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 7604/82 |
| Instrument | 7719 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 1011 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 733889 |
| Book / Page | 007338 / 000089 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 7766 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1011 LAKE FOREST DR MATTHEWS NC 281047411, MATTHEWS, NC 28104-7411 |
| Document Number | 733891 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 007338/000091 |
| Instrument | 7767 |
| Name | KANSAS ST BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 30, 2017 |
| Property Address | 1011 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | 6867225 |
| Book / Page | 6867 / 225 |
| Map Reference | CAB 1 FILE 787-789 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 0002484 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1410 WEST BLVD MOREHEAD ST100, 1410, CHARLOTTE, NC 28208-7046 |
| Name | Verified Name |
|---|---|
| Address | 1011 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Document Number | , 0002485 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 0002485 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,886.00 (+7.27%) | $1,023,100 (+42.18%) Land $197,000 Building $826,100 | $1,023,100 (+42.18%) Land $197,000 Building $826,100 |
| 2023 | $4,555.00 | $719,600 Land $124,500 Building $595,100 | $719,600 Land $124,500 Building $595,100 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210182, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0190413, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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