10208 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10208 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,560 sqft · built 1976
Lot Size	9.73 acres (423,839 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Oct 2020)
Tax Bill	$3,897 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-354295`

Property Details

APN / Parcel Number

Primary APN	`16-354295`
Alternative APN	`354295`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	423,839 sqft (9.73 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	152 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	354295
Street Address	10208 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 1 9.73 AC N/S HIGHLAND RD. W/GAMBRILL PK. RD.
Legal Subdivision	CHARLES E WALTER PROP
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10208 GAMBRILL PARK RD, FREDERICK, MD 21702-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 28, 2020	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Book / Page	14212 / 414
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10208 GAMBRILL PARK RD, FREDERICK, MD 21702-1606
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10208 GAMBRILL PARK RD, FREDERICK, MD 21702-1606

Mortgage

Document Number	0163070001
Date	Jan 24, 2023
Book Page	16307/1

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 28, 2020
Property Address	10208 GAMBRILL PARK RD, FREDERICK, MD 21702-1606
Document Number	0142120414
Book / Page	14212 / 414
Map Reference	MB 12 PG 150
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10208 GAMBRILL PARK RD, FREDERICK, MD 21702-1606

Mortgage

Document Number	14212420
Date	Oct 28, 2020
Instrument	14212/420

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,333 (+23.75%)	$387,400 (+31.95%) Land $154,900 Building $232,500
2024	$3,897.00 (+8.58%)
2023	$3,589.00	$293,600 Land $134,900 Building $158,700	$293,600 Land $134,900 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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