10188 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10188 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,756 sqft · built 1992
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-362425`

Property Details

APN / Parcel Number

Primary APN	`16-362425`
Alternative APN	`362425`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	68,389 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	362425
Street Address	10188 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 2 SEC 1 1.573 ACRES SMITH LOTS
Legal Subdivision	SMITH LTS SEC 01
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1003
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10188 GAMBRILL PARK RD, FREDERICK, MD 21702-1604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jan 26, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2021
Transfer Doc	0144870191
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10188 GAMBRILL PARK RD, FREDERICK, MD 21702-1604
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10188 GAMRILL PARK ROAD, FREDERICK, MD 21702-1604

Mortgage

Document Number	0154480471
Date	Oct 29, 2021
Book Page	15448/471

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 26, 2021
Property Address	10188 GAMBRILL PARK RD, FREDERICK, MD 21702-1604
Document Number	0144870191
Book / Page	014487 / 000191
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10188 GAMBRILL PARK RD FREDERICK MD 217021604, FREDERICK, MD 21702-1604

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,800 (+6.36%) Land $122,200 Building $280,600	$402,800 (-) Land $122,200 Building $280,600
2025	$4,616.00 (+5.92%) Homeowner's exemption	$378,700 (+14.58%)	$402,800 (+21.88%) Land $122,200 Building $280,600
2024	$4,358.00 (+8.38%)
2023	$4,021.00 Homeowner's exemption	$330,500 Land $102,200 Building $228,300	$330,500 Land $102,200 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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