10205 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10205 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1969
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2012)
Tax Bill	$3,777 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-A-22`

Property Details

APN / Parcel Number

Primary APN	`3-A-22`
Alternative APNs	`003-A-22` `03-A-22`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Finished Area
Basement Area	1,248 sqft
Unfinished Basement	562 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10205 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BLANKENBAKER
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2004
Census Tract	20105

Owner

Source: Spotsylvania County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 15, 2018	Deed of Trust, Mortgage · Conventional with PMI JOHNSON MTG CORP
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit VIRGINIA PTRS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2012 · Amount on Record
Deed Sale	Mar 12, 2012 · Amount on Record
Prior Sale	Aug 4, 2010 · Amount on Record
Deed Document Number	20124256
Prior Transfer Date	Jul 7, 2010
Prior Transfer Doc	0000013308
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210031515
Date	Oct 22, 2021
Instrument	210031515

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	202000011403
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10205 ELYS FORD RD FREDERICKSBURG VA 224079651, FREDERICKSBURG, VA 22407-9651

Mortgage

Document Number	202000011403
Date	Jun 9, 2020
Instrument	11403

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2035

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 12, 2019
Property Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	201900005282
Instrument Date	Apr 11, 2019
Instrument	5282
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10205 ELYS FORD RD FREDERICKSBURG VA 224079651, FREDERICKSBURG, VA 22407-9651

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	201800017247
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017247
Date	Oct 19, 2018
Instrument	17247

Lender

Name	JOHNSON MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2033

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10205 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	201800004890
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004890
Date	Mar 28, 2018
Instrument	4890

Lender

Name	VIRGINIA PTRS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,777.00 (+16.25%)	$512,400 (+15.8%) Land $249,600 Building $262,800
2025	$3,249.00 (+20.83%)	$442,500 (+26.97%) Land $232,000 Building $210,500	$512,400 (+15.8%) Land $249,600 Building $262,800
2024			$442,500 (+26.97%) Land $232,000 Building $210,500
2023	$2,689.00	$348,500 Land $157,000 Building $191,500	$348,500 Land $157,000 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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