10201 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10201 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,802 sqft · built 2002
Lot Size	9.32 acres (405,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$889,900 (Oct 2026)
Tax Bill	$5,756 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-13-A`

Property Details

APN / Parcel Number

Primary APN	`3-13-A`
Alternative APNs	`003-13-A` `03-13-A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,802 sqft Finished Area
Basement Area	2,626 sqft
Unfinished Basement	2,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	405,979 sqft (9.32 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10201 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	THE FIELDS OF KILLERE TRACT A
Legal Subdivision	THE FIELDS OF KILLERE
Legal Tract	A
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2004
Census Tract	20105

Owner

Source: Spotsylvania County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC
Aug 21, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	202616141
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 5, 2026
Property Address	10201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	0000016141
Instrument Date	Sep 25, 2026
Instrument	202616141
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,879.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016142,
Date	Oct 5, 2026
Instrument	202616142

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 21, 2023
Property Address	10201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	0230011192
Instrument Date	Aug 17, 2023
Instrument	230011192
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 ASCENCION CIR, LAS CRUCES, NM 88012-7657

Mortgage

Document Number	0230011193
Date	Aug 21, 2023
Instrument	230011193

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 21, 2023
Property Address	10201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9651
Document Number	0230011169
Instrument Date	Aug 17, 2023
Instrument	230011169
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 ASCENCION CIR, LAS CRUCES, NM 88012-7657

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,756.00 (+11.68%)	$780,700 (+11.23%) Land $240,500 Building $540,200
2025	$5,154.00 (+12.24%)	$701,900 (+17.95%) Land $195,100 Building $506,800	$780,700 (+11.23%) Land $240,500 Building $540,200
2024			$701,900 (+17.95%) Land $195,100 Building $506,800
2023	$4,592.00	$595,100 Land $189,600 Building $405,500	$595,100 Land $189,600 Building $405,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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