10204 Valley Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10204 Valley Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1964
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2021)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	May 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-040-015-000`

Property Details

APN / Parcel Number

Primary APN	`053-040-015-000`
Alternative APN	`53-040-15-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Lot Area	98,881 sqft
View / Lot	Average
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Old Parcel Number	53-040-15-000
Street Address	10204 VALLEY DR
City	ROUGH AND READY
State	CA
Zip	95975-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PTN SW 1/4 26-16-7
Legal Range	7E
Legal Township	16N
Legal Section	26
Legal Subdivision	PENN VALLEY ESTATES
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3037
Census Tract	404

Owner

10204 Valley Dr is owned and occupied by two individuals who acquired it in May 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1417, PENN VALLEY, CA 95946-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Intrafamily Transfer, Transfer
Mar 2, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Deed Document Number	20217357
Last Transfer Date	May 3, 2021
Transfer Doc	0000017116
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 17, 2021
Property Address	10204 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000017116
Instrument Date	May 3, 2021
Instrument	20210017116
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 1417, PENN VALLEY, CA 95946-1417

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 2, 2021
Property Address	10204 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000007357
Instrument Date	Feb 18, 2021
Instrument	20210007357
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10204 VALLEY DR, ROUGH AND READY, CA 95975

Mortgage

Document Number	0000007358
Date	Mar 2, 2021
Instrument	20210007358

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10204 Valley Dr was $3,272 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,098 (+2%) Land $77,284 Building $220,814
2025	$3,272.00 Homeowner's exemption	$292,254 Land $75,769 Building $216,485
2023	$3,138.00 (+2.15%) Homeowner's exemption	$280,908 Land $72,828 Building $208,080	$283,500
2022	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10204 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10204 Valley Dr is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
DigitalPath Fixed Wireless	75 / 10
SmarterBroadband Fixed Wireless	25 / 5

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

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