10045 Valley Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10045 Valley Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,836 sqft · built 1971
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jan 2024 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-020-015-000`

Property Details

APN / Parcel Number

Primary APN	`053-020-015-000`
Alternative APN	`53-020-15-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1979
Architectural Style	Traditional
Lot Area	97,574 sqft
Terrain	Rolling
View / Lot	Average
Porch	Porch
Patio Area	1,836 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	53-020-15-000
Street Address	10045 VALLEY DR
City	ROUGH AND READY
State	CA
Zip	95975-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PTN SW 1/4 OF 26-16-7
Legal Range	7E
Legal Township	16N
Legal Section	26
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3012
Census Tract	404

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Intrafamily Transfer, Transfer
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 17, 2020	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2023
Transfer Doc	0000000181
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 3, 2024
Property Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000000181
Instrument Date	Dec 18, 2023
Instrument	20240000181
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787

Mortgage

Document Number	0000017829
Date	May 20, 2021
Instrument	20210017829

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 17, 2020
Property Address	10045 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000008530
Instrument Date	Feb 20, 2020
Instrument	8530
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10045 VALLEY DR ROUGH AND READY CA 959759787, ROUGH AND READY, CA 95975-9787

Mortgage

Document Number	8531
Date	Apr 17, 2020
Instrument	8531

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,235 (+2%) Land $95,476 Building $154,759
2025	$2,781.00 (+4.27%) Homeowner's exemption	$245,329 (+4.04%) Land $93,604 Building $151,725
2023	$2,667.00 (+2.18%) Homeowner's exemption	$235,804 Land $89,970 Building $145,834	$515,250
2022	$2,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
DigitalPath Fixed Wireless	75 / 10
SmarterBroadband Fixed Wireless	25 / 5

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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