10204 Midsummer Flame Ter, Laurel, MD 20723 Property Records

Howard County property record for 10204 Midsummer Flame Ter, Laurel, MD 20723 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	3,350 sqft Total Area
Lot Size	7,283 sqft (0.167 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$570,000 (2009)
Tax Bill	$9,736.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-574203`
Alternative APN	`574203`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,350 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,283 sqft (0.167 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	336 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	574203
Street Address	10204 MIDSUMMER FLAME TER
City	LAUREL
State	MD
Zip	20723-5871
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 69 7283 SQ 10204 MIDSUMMER FLAME TE EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON SEC 02 PH 04
Legal Phase	4
Legal Lot Number	69
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records · APN 06-574203

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10204 MIDSUMMER FLAME TER, LAUREL, MD 20723-5871
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2009 · Amount on Record
Deed Sale	Aug 07, 2009 · Amount on Record
Prior Sale	Apr 01, 2005 · Amount on Record
Deed Doc Number	20091866
Deed Book / Page	11956 / 17
Record Refreshed	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10204 MIDSUMMER FLAME TER, LAUREL, MD 20723-5871
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188610299
Date	Aug 30, 2019
Book Page	18861/299

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2034

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,567 (+7.53%)	$814,700 (+22.6%) Land $260,200 Building $554,500
2025	$9,736.00 (+58.98%) Homeowner's exemption	$664,500 (+13.76%) Land $185,200 Building $479,300	$664,500 (-) Land $185,200 Building $479,300
2023		$584,100	$664,500 Land $185,200 Building $479,300
2022	$6,124.00

Flood & Wildfire

10204 Midsummer Flame Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.