Howard County property record for 10201 Midsummer Flame Ter, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,960 sqft · built 2005 |
| Lot Size | 0.144 acres (6,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Aug 2007) |
| Tax Bill | $9,013 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-574149 |
| Primary APN | 06-574149 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,263 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 574149 |
|---|---|
| Street Address | 10201 MIDSUMMER FLAME TER |
| City | LAUREL |
| State | MD |
| Zip | 20723-5872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 6263 SQ 10201 MIDSUMMER FLAME EMERSON S2 PH 4 KEY PROP |
| Legal Subdivision | EMERSON |
| Legal Phase | 4 |
| Legal Lot Number | 64 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records · APN 06-574149
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10201 MIDSUMMER FLAME TER, LAUREL, MD 20723-5872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS |
| Jul 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage APEX HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2007 · Amount on Record |
| Deed Sale | Aug 29, 2007 · Amount on Record |
| Prior Sale | Jan 07, 2005 · Amount on Record |
| Deed Document Number | 200780761 |
| Deed Book / Page | 10864 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10201 MIDSUMMER FLAME TER, LAUREL, MD 20723-5872 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0208290265 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 20829/265 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10201 MIDSUMMER FLAME TER, LAUREL, MD 20723-5872 |
| Document Number | 0183800193 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2018 |
| Title Company | TERRAIN TITLE ESCROW COMPANY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10201 MIDSUMMER FLAME TER LAUREL MD 207235872, LAUREL, MD 20723-5872 |
| Document Number | 0183800193 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 018380/000193 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10201 MIDSUMMER FLAME TER, LAUREL, MD 20723-5872 |
| Document Number | 0177350372 |
| Book / Page | 017735 / 000372 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10201 MIDSUMMER FLAME TER LAUREL MD 207235872, LAUREL, MD 20723-5872 |
| Document Number | 0177350372 |
|---|---|
| Date | Aug 07, 2017 |
| Book Page | 017735/000372 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,533 (+7.77%) | $755,800 (+23.32%) Land $255,600 Building $500,200 | |
| 2025 | $9,013.00 (+59.92%) Homeowner's exemption | $612,900 (+13.91%) Land $180,600 Building $432,300 | $612,900 (-) Land $180,600 Building $432,300 |
| 2023 | $538,033 | $612,900 Land $180,600 Building $432,300 | |
| 2022 | $5,636.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 644 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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