Spokane County property record for 10203 S Murphy Rd, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,001 sqft · built 1914 |
| Lot Size | 1.56 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,180 (Jun 2012) |
| Tax Bill | $3,739 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14221.0129 |
| Primary APN | 14221.0129 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Upper Floors Area | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 68,389 sqft |
| Lot Dimensions | 325 ft deep x 210 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 10203 S MURPHY RD |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | MEADOW LAKE 2ND PTN OF TR 11 DAF; BEG AT SE COR TH N210 TH W325 TH S210 TH E325 EXC HWY & EXC CO RD |
| Legal Range | 41E |
| Legal Township | 24N |
| Legal Section | 22 |
| Legal Subdivision | MEADOW LAKE |
| Legal Tract | 11 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 14100 |
10203 S Murphy Rd is owned and occupied by two individuals who bought it in June 2012.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10203 S MURPHY RD, CHENEY, WA 99004-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BHCU |
| Apr 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on File |
| Deed Sale | Jun 14, 2012 · Amount on File |
| Prior Sale | Mar 20, 2002 · Amount on File |
| Deed Document Number | 20126100620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10203 S MURPHY RD, CHENEY, WA 99004-9242 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007133186 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 7133186 |
| Name | BHCU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10203 S MURPHY RD, CHENEY, WA 99004-9242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006701591 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 6701591 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10203 S MURPHY RD, CHENEY, WA 99004-9242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0006823512 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 6823512 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10203 S MURPHY RD, CHENEY, WA 99004-9242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0006963000 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 6963000 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 10203 S Murphy Rd was $3,739, up 6.2% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,739.00 (+6.19%) | $400,960 (+5.17%) Land $91,160 Building $309,800 | $400,960 (+5.17%) Land $91,160 Building $309,800 |
| 2025 | $3,521.00 | $381,260 (+18.88%) Land $91,160 Building $290,100 | $381,260 (+18.88%) Land $91,160 Building $290,100 |
| 2024 | $320,700 (+33.74%) Land $40,500 Building $280,200 | $320,700 (+33.74%) Land $40,500 Building $280,200 | |
| 2023 | $2,684.00 (+6.51%) | $239,800 Land $21,000 Building $218,800 | $239,800 Land $21,000 Building $218,800 |
| 2022 | $2,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10203 S Murphy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10203 S Murphy Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 69% of Washington |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEDICAL LAKE serves 4,982 people · EPA ID WA5353400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DCI Cable | 1,000 / 100 |
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