10101 S Murphy Rd, Cheney, WA 99004 Property Records

Spokane County property record for 10101 S Murphy Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,498 sqft · built 1920
Lot Size	9.98 acres (434,729 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2026)
Tax Bill	$4,714 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14221.0141`

Property Details

APN / Parcel Number

Primary APN	`14221.0141`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	500 sqft
Basement Area	1,032 sqft
Finished Basement	774 sqft
Unfinished Basement	258 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	434,729 sqft
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10101 S MURPHY RD
City	CHENEY
State	WA
Zip	99004-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	SECOND ADDITION TO MEADOW LAKE TRACT 11 EXC THE E 325FT OF THE S 210FT ALSO THE E 102.42FT OF TRACT 10
Legal Range	41E
Legal Township	24N
Legal Section	22
Legal Subdivision	SECOND ADDITION TO MEADOW LAKE
Legal Tract	11
Legal Lot Number	11,10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1030
Census Tract	14100

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10101 S MURPHY RD, CHENEY, WA 99004-9242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Aug 24, 1995
Deed Document Number	20267499940
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	0004914303
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 6, 2026
Property Address	10101 S MURPHY RD, CHENEY, WA 99004-9242
Document Number	0007499940
Instrument Date	Jul 2, 2026
Instrument	20267499940
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$983,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 S MURPHY RD, CHENEY, WA 99004-9242

Mortgage

Document Number	0007499941,
Date	Jul 6, 2026
Instrument	20267499941

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,714.00 (+2.72%)	$505,730 (+2.91%) Land $171,330 Building $334,400	$505,730 (+2.91%) Land $171,330 Building $334,400
2025	$4,589.00 (+26.87%)
2024		$491,430 (+47.44%) Land $180,930 Building $310,500	$491,430 (+47.44%) Land $180,930 Building $310,500
2023	$3,617.00 (+3.64%)	$333,300 Land $94,000 Building $239,300	$333,300 Land $94,000 Building $239,300
2022	$3,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEDICAL LAKE serves 4,982 people · EPA ID WA5353400
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DCI Cable	1,000 / 100