10203 Downing St, Semmes, AL 36575 Property Records

Mobile County property record for 10203 Downing St, Semmes, AL 36575 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,676 sqft · built 1997
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2018)
Tax Bill	$697 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022405210002060`

Property Details

APN / Parcel Number

Primary APN	`R022405210002060`
Alternative APNs	`24 05 21 0 002 060.XXX` `01574255` `1574255`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	511 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1574255
Old Parcel Number	R022405210002060
Street Address	10203 DOWNING ST
City	SEMMES
State	AL
Zip	36575-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 CHURCHILL DOWNS SECOND UNIT MBK 24 P 84 #SEC 21 T3S R3W #MP24 05 21 0 002
Legal Range	03W
Legal Township	03S
Legal Section	21
Legal Subdivision	CHURCHILL DOWNS SECOND
Legal Lot Number	96
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2014
Census Tract	6303

Owner

Source: Mobile County records · APN R022405210002060

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10203 DOWNING ST, SEMMES, AL 36575-6137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Aug 28, 2018	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Prior Sale	Dec 09, 2004 · Amount on Record
Deed Document Number	2018050766
Deed Book / Page	7675 / 0398
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10203 DOWNING ST, SEMMES, AL 36575-6137
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009547
Date	Feb 17, 2021
Instrument	2021009547

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 28, 2018
Property Address	10203 DOWNING ST, SEMMES, AL 36575-6137
Document Number	0000050766
Book / Page	7675 / 0398
Map Reference	MB 24 PG 84
Instrument Date	Aug 24, 2018
Instrument	2018050766
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	GUARANTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5919 CARMICHAEL RD, 5919, MONTGOMERY, AL 36117-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10203 DOURING ST, SEMMES, AL 36575

Mortgage

Document Number	0000050767
Date	Aug 28, 2018
Instrument	2018050767

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$697.00 (-13.52%) Homeowner's exemption	$15,750 (-12.5%) Land $3,000 Building $12,750	$157,500 (-12.5%) Land $30,000 Building $127,500
2024	$806.00 (+8.04%) Homeowner's exemption	$18,000 (+7.4%) Land $2,500 Building $15,500	$180,000 (+7.4%) Land $25,000 Building $155,000
2023	$746.00 Homeowner's exemption	$16,760 Land $2,120 Building $14,640	$167,600 Land $21,200 Building $146,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970063032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	About 1 in 433 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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