Mobile County property record for 10194 Downing St, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 1999 |
| Lot Size | 0.373 acres (16,278 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $620 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022405210002013 |
| Primary APN | R022405210002013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,746 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,278 sqft (0.373 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1415828 |
|---|---|
| Street Address | 10194 DOWNING ST |
| City | SEMMES |
| State | AL |
| Zip | 36575-6136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 CHURCHILL DOWNS 2ND UNIT MBK 24 P 84 #SEC 24 T3S R3W #MP24 05 21 0 002 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | CHURCHILL DOWNS 2ND |
| Legal Lot Number | 45 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 6303 |
10194 Downing St is owned and occupied by an individual who acquired it in September 2010.
Source: Mobile County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10194 DOWNING ST, SEMMES, AL 36575-6136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2003 |
| Deed Sale | Apr 29, 2003 |
| Deed Document Number | 200334970 |
| Deed Book / Page | 5353 / 1808 |
| Last Transfer Date | Sep 30, 2010 |
| Transfer Doc | 0000057150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10194 DOWNING ST, SEMMES, AL 36575-6136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10194 DOWNING ST, SEMMES, AL 36575-6136 |
| Document Number | 0000016814 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024016814 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 10194 Downing St was $620 with a homeowner's exemption, down 10.7% from the year before.
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $620.00 (-10.66%) Homeowner's exemption | $14,170 (-9.69%) Land $3,000 Building $11,170 | $141,700 (-9.69%) Land $30,000 Building $111,700 |
| 2024 | $694.00 (+10.16%) Homeowner's exemption | $15,690 (+9.26%) Land $2,500 Building $13,190 | $156,900 (+9.26%) Land $25,000 Building $131,900 |
| 2023 | $630.00 Homeowner's exemption | $14,360 Land $2,120 Building $12,240 | $143,600 Land $21,200 Building $122,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10194 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10194 Downing St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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