10203 Big Rock Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10203 Big Rock Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,953 sqft · built 1948
Lot Size	0.153 acres (6,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$637,000 (Dec 2018)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01217125`

Property Details

APN / Parcel Number

Primary APN	`13-01217125`
Alternative APN	`01217125`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,953 sqft Living Area
1st Floor Area	924 sqft
Basement Area	441 sqft
Finished Basement	441 sqft
Utility Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bi-Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,647 sqft (0.153 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217125
Street Address	10203 BIG ROCK RD
City	SILVER SPRING
State	MD
Zip	20901-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 2 INDIAN SPRING VILLAGE
Legal Subdivision	IND SPRG VILL
Legal Block	18
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	702102

Owner

Source: Montgomery County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 21, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
May 31, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Book / Page	57017 / 145
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0627290451
Date	Apr 26, 2021
Book Page	62729/451

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Document Number	0580930454
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10203 BIG ROCK RD SILVER SPRING MD 209012708, SILVER SPRING, MD 20901-2708

Mortgage

Document Number	0580930454
Date	Aug 30, 2019
Book Page	058093/000454

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 21, 2018
Property Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Document Number	0570170145
Book / Page	057017 / 000145
Instrument Date	Dec 20, 2018
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CLOSELINE SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10203 BIG ROCK RD SILVER SPRING MD 209012708, SILVER SPRING, MD 20901-2708

Mortgage

Document Number	570170154
Date	Dec 21, 2018
Book Page	057017/000154

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 31, 2017
Property Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Document Number	0543620271
Book / Page	54362 / 271
Map Reference	MB32 PL2056
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10203 BIG ROCK RD, SILVER SPRING, MD 20901-2708

Mortgage

Document Number	0054362278
Date	May 31, 2017
Instrument	54362/278

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,067 (+6.44%)	$775,800 (+19.32%) Land $256,800 Building $519,000
2025	$7,537.00 (+27.27%)	$650,200 (+9.27%) Land $256,800 Building $393,400	$650,200 (-) Land $256,800 Building $393,400
2023		$595,067	$650,200 Land $256,800 Building $393,400
2022	$5,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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