10115 Big Rock Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10115 Big Rock Rd, Silver Spring, MD 20901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,728 sqft · built 1946
Lot Size	0.151 acres (6,582 sqft)
Owner	2 Individual Names on File
Last Sale	$808,000 (May 2024)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01217307`

Property Details

APN / Parcel Number

Primary APN	`13-01217307`
Alternative APN	`01217307`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	840 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,582 sqft (0.151 acres)
Porch	Open Porch
Porch Area	264 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217307
Street Address	10115 BIG ROCK RD
City	SILVER SPRING
State	MD
Zip	20901-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN SPRING VILLAGE SEC 2
Legal Subdivision	IND SPRG VILL
Legal Block	16
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1012
Census Tract	702102

Owner

Source: Montgomery County records · APN 13-01217307

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE INC
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 16, 2018	Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC
Sep 27, 2018	Grant Deed, Transfer KVS TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Book / Page	68050 / 304
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 07, 2026
Property Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706
Document Number	7033000034
Book / Page	70338 / 34
Instrument Date	Mar 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VELLUM MORTGAGE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706

Mortgage

Document Number	7033000034,
Date	Apr 07, 2026
Book Page	70338/34

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706

Mortgage

Document Number	0623190099
Date	Mar 25, 2021
Book Page	62319/99

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 16, 2018
Property Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706
Document Number	0564810423
Book / Page	56481 / 423
Map Reference	MB31 PL1977
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706

Mortgage

Document Number	0056481431
Date	Aug 16, 2018
Instrument	56481/431

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 01, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 27, 2018
Property Address	10115 BIG ROCK RD, SILVER SPRING, MD 20901-2706
Document Number	0566760481
Book / Page	056676 / 000481
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10115 BIG ROCK RD SILVER SPRING MD 209012706, SILVER SPRING, MD 20901-2706

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,367 (+10.89%)	$786,500 (+32.68%) Land $256,500 Building $530,000
2025	$6,877.00 (-4.7%)	$592,800 (+8.62%) Land $256,500 Building $336,300	$592,800 (-) Land $256,500 Building $336,300
2024	$7,216.00 (+27.4%)
2023		$545,733	$592,800 Land $256,500 Building $336,300
2022	$5,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317021021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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