10202 Gardiner Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10202 Gardiner Ave, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,688 sqft · built 1949
Lot Size	0.178 acres (7,743 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2020)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01098397`

Property Details

APN / Parcel Number

Primary APN	`13-01098397`
Alternative APN	`01098397`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	792 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,743 sqft (0.178 acres)
Garage Type	Carport
Garage Area	357 sqft
Carport	Carport
Carport Area	357 sqft
Parking Spaces	1 Parking Space
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01098397
Street Address	10202 GARDINER AVE
City	SILVER SPRING
State	MD
Zip	20902-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CARROLL KNOLLS
Legal Subdivision	CARROLL KNOLLS OSTROWS SUB
Legal Block	M
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3018
Census Tract	704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7629 LEAWOOD ST, PAPILLION, NE 68046-4262
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	May 9, 2006
Deed Book / Page	60573 / 462
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 23, 2020
Property Address	10202 GARDINER AVE, SILVER SPRING, MD 20902-5019
Document Number	0605730462
Book / Page	60573 / 462
Map Reference	MB 31 PL 1970
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10202 GARDINER AVE, SILVER SPRING, MD 20902-5019

Mortgage

Document Number	60573470
Date	Sep 23, 2020
Instrument	60573/470

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,533 (+6.97%)	$558,700 (-) Land $289,200 Building $269,500
2025	$5,771.00 (-3.53%)	$490,367 (+14.42%)	$558,700 (+22.47%) Land $289,200 Building $269,500
2024	$5,982.00 (+36.42%)
2023		$428,567	$456,200 Land $264,200 Building $192,000
2022	$4,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20