Montgomery County property record for 10109 Gardiner Ave, Silver Spring, MD 20902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Bi-Level |
| Year Built | Built 1947 |
| Square Footage | 2,763 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2009) |
| Tax Bill | $7,743.00 (2025) |
| Primary APN | 13-01125798 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 2,958 sqft Gross Area |
| 1st Floor | 1,202 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Patio Area | 195 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01125798 |
|---|---|
| Street Address | 10109 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5113 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCKENNEY HILLS |
| Legal Subdivision | MCKENNEY HILLS |
| Legal Block | D |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 13 |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 704000 |
Source: Montgomery County records · APN 13-01125798
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Jun 14, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| May 11, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Jan 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 200912716 |
| Prior Transfer Date | Oct 04, 2007 |
| Prior Transfer Doc | 0350970023 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0648600030 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 64860/30 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | BANCSTAR TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Document Number | 0645290473 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 64529/473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0620190013 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 62019/13 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0577190223 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 57719/223 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 13, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0595340394 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 59534/394 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | BANCSTAR TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10109 GARDINER AVE, SILVER SPRING, MD 20902-5113 |
| Document Number | 0615410484 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 61541/484 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,833 (+4.86%) | $726,000 (-) Land $286,400 Building $439,600 | |
| 2025 | $7,743.00 (-2.93%) | $661,667 (+8.22%) | $726,000 (+15.33%) Land $286,400 Building $439,600 |
| 2024 | $7,977.00 (+22.55%) | ||
| 2023 | $611,433 | $629,500 Land $286,400 Building $343,100 | |
| 2022 | $6,509.00 |
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