10202 E 40th St, Reed City, MI 49677 Property Records

Lake County property record for 10202 E 40th St, Reed City, MI 49677

Property Summary

Property Type	Single Family Home
Details	3 ba
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,539 (2024)
Deeds & Mortgages	May 2018 Mortgage
APN	`09-026-010-00`

Property Details

APN / Parcel Number

Primary APN	`09-026-010-00`

Interior

Full Baths	3 Baths
Stories	1 Story
Basement Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	871,200 sqft (20 acres)
Garage Area	1,320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10202 E 40TH ST
City	REED CITY
State	MI
Zip	49677-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PN26 10-4 & 11-4 E 14 W 12 SW 14 SEC 26 T18N R11W 20 A
Legal Range	11W
Legal Township	18N
Legal Section	26
Legal Subdivision	S26 T18N R11W
Jurisdiction	LAKE MI
Township / Civil Division	PINORA
Census Block Group	1
Census Block	1058
Census Tract	961300

Owner

10202 E 40th St is owned and occupied by two individuals who acquired it in April 2013.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10202 E 40TH ST, REED CITY, MI 49677-9248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2003
Deed Sale	Oct 22, 2003
Prior Sale	Sep 5, 2001
Deed Book / Page	279 / 1046
Last Transfer Date	Apr 5, 2013
Transfer Doc	361/1502
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MI
Property Address	10202 E 40TH ST, REED CITY, MI 49677-9248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000400/0000001087
Date	May 3, 2018
Book Page	0000000400/0000001087

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	176 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lake County
County Subdivision	Pinora Township
Unified School District	Reed City Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,200 (+11.1%)	$422,400 (+11.1%)
2025		$190,100	$380,200
2024	$2,539.00
2023		$132,400	$264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10202 E 40th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10202 E 40th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	50 / 10