1020 Windswept Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1020 Windswept Cir, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,332 sqft · built 1987
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$327,500 (Oct 2019)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
APN	`0371016000130`

Property Details

APN / Parcel Number

Primary APN	`0371016000130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	924 sqft
Attic	Attic
Attic Area	430 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	151 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	430 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	315 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 WINDSWEPT CIR
City	CHESAPEAKE
State	VA
Zip	23320-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	13 KEMP CROSSING
Legal Subdivision	KEMP CROSSING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1004
Census Tract	20810

Owner

1020 Windswept Cir is owned and occupied by two individuals who bought it in October 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	May 18, 2016 · Amount on File
Deed Document Number	201928644
Deed Book / Page	10069 / 1093
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 22, 2019
Property Address	1020 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006
Document Number	10069/1093
Book / Page	10069 / 1093
Instrument Date	Oct 16, 2019
Instrument	190028644
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006

Mortgage

Document Number	190028645
Date	Oct 22, 2019
Instrument	190028645

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Windswept Cir was $4,529.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,700 (+3.64%) Land $170,000 Building $294,700	$464,700 (+3.64%) Land $170,000 Building $294,700
2025	$4,529.00	$448,400 Land $160,000 Building $288,400	$448,400 Land $160,000 Building $288,400
2023		$399,200 (+8.27%) Land $125,000 Building $274,200	$399,200 (+8.27%) Land $125,000 Building $274,200
2022		$368,700 Land $115,000 Building $253,700	$368,700 Land $115,000 Building $253,700
2019	$3,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1020 Windswept Cir; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 Windswept Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20