1018 Windswept Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1018 Windswept Cir, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,081 sqft · built 1987
Lot Size0.303 acres (13,199 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2024)
Tax Bill$4,427 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Apr 2021 Refinance
APN0371016000120

Property Details

APN / Parcel Number

Primary APN0371016000120

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,081 sqft Living Area
1st Floor Area1,878 sqft
AtticAttic
Attic Area315 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,199 sqft (0.303 acres)
Lot Dimensions152 ft deep x 84 ft wide
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area315 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1018 WINDSWEPT CIR
CityCHESAPEAKE
StateVA
Zip23320-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12S: RESI
Legal Description12 KEMP CROSSING
Legal SubdivisionKEMP CROSSING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1004
Census Tract20810

Owner

1018 Windswept Cir is owned and occupied by two individuals who bought it in August 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1018 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Deed Document Number202416690
Deed Book / Page10776 / 576
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1018 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009836/776
DateSep 22, 2017
Book Page9836/776
Instrument170026177
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1018 WINDSWEPT CIR, CHESAPEAKE, VA 23320-5006
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10346/1718
DateApr 6, 2021
Book Page10346/1718
Instrument210015959
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Windswept Cir was $4,427.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,900 (+4.02%) Land $170,000 Building $285,900$455,900 (+4.02%) Land $170,000 Building $285,900
2025$4,427.00$438,300 Land $160,000 Building $278,300$438,300 Land $160,000 Building $278,300
2023$375,100 (+8.29%) Land $125,000 Building $250,100$375,100 (+8.29%) Land $125,000 Building $250,100
2022$346,400 Land $115,000 Building $231,400$346,400 Land $115,000 Building $231,400
2019$3,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1018 Windswept Cir; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1018 Windswept Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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