1020 W 2nd Ave, Escondido, CA 92025 Property Records

San Diego County property record for 1020 W 2nd Ave, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1974
Lot Size	0.216 acres (9,400 sqft)
Owner	Company Name on File
Last Sale	$187,000 (Mar 1999)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-190-10-00`

Property Details

APN / Parcel Number

Primary APN	`232-190-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	9,400 sqft (0.216 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1020 W 2ND AVE
City	ESCONDIDO
State	CA
Zip	92025-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	BLK 5 LOT 8 TR 003196
Legal Subdivision	HOWELL HEIGHTS
Legal Tract	003196
Legal Block	5
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	20500

Owner

1020 W 2nd Ave is owned by a company that acquired it in May 2005 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1999 · Amount on File
Deed Sale	Mar 31, 1999 · Amount on File
Deed Document Number	1999215838
Last Transfer Date	May 17, 2005
Transfer Doc	0000448479
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2026
Property Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840
Document Number	0000142099
Instrument Date	May 13, 2026
Instrument	2026142099
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840

Mortgage

Document Number	0000142099,
Date	May 18, 2026
Instrument	2026142099

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322567
Date	Jul 18, 2017
Instrument	2017-0322567

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 W 2ND AVE, ESCONDIDO, CA 92025-3840

Mortgage

Document Number	0000489453
Date	Aug 26, 2020
Instrument	2020-0489453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1020 W 2nd Ave was $3,226 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,599 (+2%) Land $109,718 Building $182,881
2025	$3,226.00 Homeowner's exemption	$286,863 Land $107,567 Building $179,296
2023	$3,085.00 (+1.11%) Homeowner's exemption	$275,726 Land $103,391 Building $172,335
2022	$3,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1020 W 2nd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 W 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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