Monroe County property record for 1020 Thomas St, Key West, FL 33040
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 560 sqft · built 1923 |
| Lot Size | 0.059 acres (2,564 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,120 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00026730-000000 |
| Primary APN | 00026730-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,564 sqft (0.059 acres) |
| Lot Dimensions | 64 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|
| Account Number | 1027529 |
|---|---|
| Street Address | 1020 THOMAS ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7568 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HMDR |
| Legal Description | KW PB1-25-40 PT LOT 6 SQR 6 TR 10 OR215-327 OR508-428 OR1075-1985 OR2767-741 OR3172-1425 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6575 CADDIN RD, RAVENEL, SC 29470-5217 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0033330750 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779,305 (+9.09%) Land $769,123 Building $10,182 | $779,305 (+9.09%) Land $769,123 Building $10,182 | |
| 2024 | $5,120.00 (+3.75%) | ||
| 2023 | $4,935.00 (+28.12%) | $714,338 (+63.61%) Land $705,029 Building $9,309 | $714,338 (+63.61%) Land $705,029 Building $9,309 |
| 2022 | $3,852.00 | $436,600 Land $427,291 Building $9,309 | $436,600 Land $427,291 Building $9,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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