1017 Thomas St, Key West, FL 33040 Property Records

Monroe County property record for 1017 Thomas St, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage920 sqft Living Area
Lot Size2,095 sqft (0.048 acres)
Last Sale$40,000 (2023)
Tax Bill$7,259.00 (2024)

Property Details

APN / Parcel Number

Primary APN00025810-000000
Alternative APNs
  • 01010100025810000000
  • 1026573

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area920 sqft Living Area
1st Floor920 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2012
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area2,095 sqft (0.048 acres)

Exterior Amenities

Deck Area160 sqft Deck
Patio Area344 sqft Patio
PorchOpen Porch
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1026573
Street Address1017 THOMAS ST
CityKEY WEST
StateFL
Zip33040-7567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW PB1-25-40 PT LOT 24 SQR 1 TR 10 OR263-111 OR791-1473 OR814-666 OR1128-1916 OR2533-950 OR2614-349 OR2614-351 OR2736-1766 OR2968-2020 OR3245-1693 OR3251-1075
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionTRACTS 10 AND 15
Legal Tract10
Legal Lot Number24
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup2
Census Block2002
Census Tract972400

Owner

Source: Monroe County records · APN 00025810-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address201 FANTASY LN, STEVENSVILLE, MD 21666-3058
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 20, 2023Correction Deed
ATTORNEY ONLY, ATTORNEY
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 07, 2019Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleOct 05, 2023 · Amount on Record
Deed Doc Number20232440580
Deed Book / Page3251 / 1075
Prior Transfer DateSep 11, 2023
Prior Transfer Doc0032511075
Record RefreshedJun 08, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 05, 2023
Property Address1017 THOMAS ST, KEY WEST, FL 33040-7567
Document Number0032451693
Book / Page3245 / 1693
Map ReferenceMB 1 PG 40
Instrument DateSep 11, 2023
Instrument2434939
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,837.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
Address201 FANTASY LN, STEVENSVILLE, MD 21666-3058

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 FANTASY LN, STEVENSVILLE, MD 21666-3058

Mortgage

Document Number0032451696
DateOct 05, 2023
Instrument3245/1696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

November 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateNov 20, 2023
Property Address1017 THOMAS ST, KEY WEST, FL 33040-7567
Document Number0032511075
Book / Page3251 / 1075
Map ReferenceMB 1 PG 40
Instrument DateSep 11, 2023
Instrument2440580
Record UpdatedDec 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address201 FANTASY LN, STEVENSVILLE, MD 21666-3058

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 FANTASY LN, STEVENSVILLE, MD 21666-3058

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1017 THOMAS ST, KEY WEST, FL 33040-7567
Transaction TypeMortgage
Record UpdatedOct 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5995 MOUNT GAINOR, WIMBERLEY, TX 78676-4278

Mortgage

Document Number0031281624
DateSep 29, 2021
Book Page3128/1624
Instrument2341981
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 07, 2019
Property Address1017 THOMAS ST, KEY WEST, FL 33040-7567
Document Number0029682020
Book / Page002968 / 002020
Instrument DateMay 28, 2019
Instrument2223627
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1017 THOMAS ST KEY WEST FL 330407567, KEY WEST, FL 33040-7567

Mortgage

Document Number29682022
DateJun 07, 2019
Book Page002968/002022
Instrument2223628
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$946,274 (-3.19%) Land $607,885 Building $338,389$946,274 (-3.19%) Land $607,885 Building $338,389
2024$7,259.00 (+3.92%)
2023$6,985.00 (+19.75%)$977,419 (+35.2%) Land $664,534 Building $312,885$977,419 (+35.2%) Land $664,534 Building $312,885
2022$5,833.00$722,952 Land $403,078 Building $319,874$722,952 Land $403,078 Building $319,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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