Albemarle County property record for 1020 Smith Rd, Afton, VA 22920 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1973 |
| Lot Size | 8 acres (348,785 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,402 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06900-00-00-023A0 |
| Primary APN | 06900-00-00-023A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 348,785 sqft (8 acres) |
| Deck Area | 257 sqft |
| Patio Area | 257 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1020 SMITH RD |
|---|---|
| City | AFTON |
| State | VA |
| Zip | 22920-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11201 |
Source: Albemarle County records · APN 06900-00-00-023A0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 SMITH RD, AFTON, VA 22920-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1020 SMITH RD, AFTON, VA 22920-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300000287 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 202300000287 |
| Name | ALBEMARLE HOUSING IMPROVEMENT PROGRAM IN |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTESVILLE, VA 22901 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 12, 2033 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,402.00 (+0.36%) | $156,800 (+0.32%) Land $140,300 Building $16,500 | $156,800 (+0.32%) Land $140,300 Building $16,500 |
| 2025 | $1,397.00 (+18.29%) | $156,300 (+12.93%) Land $140,300 Building $16,000 | $156,300 (+12.93%) Land $140,300 Building $16,000 |
| 2023 | $1,181.00 | $138,400 Land $124,800 Building $13,600 | $138,400 Land $124,800 Building $13,600 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030112012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 38% of the US · above 63% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Wilkes Telephone Membership | Fixed Wireless (unlicensed) | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: MGW Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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