1006 Smith Rd, Afton, VA 22920 Property Records

Albemarle County property record for 1006 Smith Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,751 sqft · built 1979
Lot Size	4.63 acres (201,988 sqft)
Owner	Individual Name on Record
Tax Bill	$7,325 (2026)
Deeds & Mortgages	Oct 2025 Transfer Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06900-00-00-022A0`

Property Details

APN / Parcel Number

Primary APN	`06900-00-00-022A0`
Alternative APN	`28555`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,751 sqft Finished Area
Basement Area	1,726 sqft
Finished Basement	1,339 sqft
Unfinished Basement	387 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	201,988 sqft (4.63 acres)
Garage Type	Detached
Garage Area	1,904 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	612 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1006 SMITH RD
City	AFTON
State	VA
Zip	22920-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE FOX FIRE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2030
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1006 SMITH RD, AFTON, VA 22920-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Transfer on Death Deed, Transfer
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2025
Transfer Doc	0000009817
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 20, 2025
Property Address	1006 SMITH RD, AFTON, VA 22920-1703
Document Number	202500009817
Instrument Date	Oct 15, 2025
Instrument	202500009817
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 SMITH RD, AFTON, VA 22920-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1006 SMITH RD, AFTON, VA 22920-1703
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200013592
Date	Dec 12, 2022
Instrument	202200013592

Lender

Name	PIONEER BANK
Type	Bank
Address	STANLEY, VA 22851

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,325.00 (+10.37%)	$819,300 (+10.34%) Land $203,800 Building $615,500	$819,300 (+10.34%) Land $203,800 Building $615,500
2025	$6,637.00 (+23.34%)	$742,500 (+24.75%) Land $203,700 Building $538,800	$742,500 (+24.75%) Land $203,700 Building $538,800
2023	$5,381.00	$595,200 Land $181,200 Building $414,000	$595,200 Land $181,200 Building $414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Lingo Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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