1020 Seagrape Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1020 Seagrape Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,969 sqft · built 2017
Lot Size	0.149 acres (6,471 sqft)
Owner	2 Company Names on Record
Last Sale	$595,000 (Oct 2017)
Tax Bill	$13,983 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`031920-0276`

Property Details

APN / Parcel Number

Primary APN	`031920-0276`
Alternative APN	`U013218953000001000880`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,969 sqft Living Area
Gross Area	5,046 sqft
1st Floor Area	1,847 sqft
Upper Floors Area	2,122 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,471 sqft (0.149 acres)
Lot Dimensions	117 ft deep x 50 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	602 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0319200276
Street Address	1020 SEAGRAPE DR
City	RUSKIN
State	FL
Zip	33570-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ANTIGUA COVE PHASE 1 LOT 88 BLOCK 1
Legal Range	18E
Legal Township	32S
Legal Section	01
Legal Subdivision	ANTIGUA COVE PHASE 1
Legal Phase	1
Legal Tract	953
Legal Block	1
Legal Lot Number	88
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2043
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit VIBRANT CU
Oct 14, 2021	Intrafamily Transfer, Transfer ATTORNEY
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Oct 3, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Oct 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	May 1, 2016 · Amount on Record
Deed Document Number	2017385904
Deed Book / Page	25270 / 82
Last Transfer Date	Oct 13, 2021
Transfer Doc	0000521587
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048

Mortgage

Document Number	2021512215
Date	Oct 11, 2021
Instrument	2021512215

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 14, 2021
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number	2021521587
Map Reference	MB 109 PG 272
Instrument Date	Sep 14, 2021
Instrument	2021521587
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number	0000384950
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	SOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SEAGRAPE DR RUSKIN FL 335703048, RUSKIN, FL 33570-3048

Mortgage

Document Number	0000384950
Date	Sep 19, 2020
Instrument	384950

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2050

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 3, 2017
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number	0000385904
Book / Page	25270 / 0082
Map Reference	MB109 PG272
Instrument Date	Sep 16, 2017
Instrument	2017385904
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048

Mortgage

Document Number	0000385905
Date	Oct 3, 2017
Instrument	2017385905

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 3, 2017
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number	0252700077
Book / Page	025270 / 000077
Instrument Date	Aug 14, 2017
Instrument	385902
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 28, 2017
Property Address	1020 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number	0252570048
Book / Page	025257 / 000048
Instrument Date	Jul 27, 2017
Instrument	378489
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,215 (+2.7%)	$720,993 (-5.22%) Land $242,597 Building $478,396
2025	$13,983.00 (+12.16%) Homeowner's exemption	$519,197 (+5.99%)	$760,710 (+4.3%) Land $242,597 Building $518,113
2023	$12,467.00 (+8.37%) Homeowner's exemption	$489,869 (+3%)	$729,362 (+3.5%) Land $230,467 Building $498,895
2022	$11,504.00 Homeowner's exemption	$475,601	$704,709 Land $230,467 Building $474,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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