1015 Seagrape Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1015 Seagrape Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,985 sqft · built 2021
Lot Size	0.144 acres (6,286 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Dec 2025)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`031920-0754`

Property Details

APN / Parcel Number

Primary APN	`031920-0754`
Alternative APN	`U013218A6Z000002000220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	1,985 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,286 sqft (0.144 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	537 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0319200754
Street Address	1015 SEAGRAPE DR
City	RUSKIN
State	FL
Zip	33570-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ANTIGUA COVE PHASE 2 LOT 22 BLOCK 2
Legal Range	18E
Legal Township	32S
Legal Section	01
Legal Subdivision	ANTIGUA COVE PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	22
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2032
Census Tract	14121

Owner

1015 Seagrape Dr is owned and occupied by an individual who bought it in December 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 3, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 10, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Dec 10, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	2025508858
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000637165
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000279093
Date	Jun 1, 2022
Instrument	2022279093

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 3, 2025
Property Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000508858
Map Reference	MB 128 PG 189
Instrument Date	Dec 3, 2025
Instrument	2025508858
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ALL AMERICAN TITLE PROS LLLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 SOUTHERN SUN DR, THE VILLAGES, FL 32162-1740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000508859
Date	Dec 3, 2025
Instrument	2025508859

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 10, 2021
Property Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000637166
Map Reference	MB 128 PG 189
Instrument Date	Nov 30, 2021
Instrument	2021637166
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,426.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000637167
Date	Dec 10, 2021
Instrument	2021637167

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 10, 2021
Property Address	1015 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000637165
Map Reference	MB 128 PG 189
Instrument Date	Oct 19, 2021
Instrument	2021637165
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 NW 107TH AVE # AVE400, AVE400, MIAMI, FL 33172-3161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Seagrape Dr was $5,269, up 9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,719 (-4.5%) Land $102,709 Building $285,010	$387,719 (-8.57%) Land $102,709 Building $285,010
2025	$5,269.00 (+8.95%) Disabled Person's exemption	$405,989	$424,063 Land $102,709 Building $321,354
2024	$4,836.00 (+3.27%)
2023	$4,683.00 (+11.39%) Disabled Person's exemption	$383,055 (+3%)	$399,530 (-4.88%) Land $90,628 Building $308,902
2022	$4,204.00 Disabled Person's exemption	$371,898	$420,018 Land $84,587 Building $335,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Seagrape Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Seagrape Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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