1020 S Willow Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1020 S Willow Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,026 sqft · built 1948
Lot Size	0.167 acres (7,261 sqft)
Owner	2 Trust Names on Record
Last Sale	$165,000 (Mar 2019)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-302-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-302-005-000`
Alternative APN	`45191`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft Finished Area
1st Floor Area	1,026 sqft
Basement Area	906 sqft
Finished Basement	453 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,261 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	45191
Street Address	1020 S WILLOW AVE
City	SIOUX FALLS
State	SD
Zip	57105-0335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO AUD SUBD TR 12 & S 22` SW14 BLOCK 3 ROWLAND`S 2ND ADDN TO CITY OF SIOUX FA LLS
Legal Subdivision	CO AUD SUB
Legal Tract	12
Legal Block	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2009
Census Tract	10600

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1020 S WILLOW AVE, SIOUX FALLS, SD 57105-0335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Deed Book / Page	588-D / 0185
Last Transfer Date	Feb 14, 2020
Transfer Doc	0594000503
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 26, 2019
Property Address	1020 S WILLOW AVE, SIOUX FALLS, SD 57105-0335
Document Number	588DEED/0185
Book / Page	588 DEED / 0185
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 E 21ST ST, 723, SIOUX FALLS, SD 57105-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 S WILLOW AVE, SIOUX FALLS, SD 57105-0335

Mortgage

Document Number	1856MTG0570
Date	Mar 26, 2019
Instrument	1856 MTG/0570

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,910 (+3.12%) Land $36,989 Building $177,921	$214,910 Land $36,989 Building $177,921
2025	$2,829.00	$208,400 (+8.2%) Land $37,400 Building $171,000
2024	$2,829.00 (+8.56%)	$192,600 (+11.33%) Land $37,400 Building $155,200
2022	$2,606.00	$173,000 Land $36,700 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1997)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds
Claims by Event	Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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