1013 S Willow Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1013 S Willow Ave, Sioux Falls, SD 57105

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,680 sqft · built 1950
Lot Size0.168 acres (7,314 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Nov 2018)
Tax Bill$3,803 (2025)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-20-301-014-000

Property Details

APN / Parcel Number

Primary APN01-22-20-301-014-000
Alternative APN
  • 45210

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Finished Area
1st Floor Area1,200 sqft
Upper Floors Area480 sqft
Basement Area1,200 sqft
Finished Basement1,020 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,314 sqft (0.168 acres)
Lot Dimensions133 ft deep x 55 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
Deck Area110 sqft
Patio Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number45210
Street Address1013 S WILLOW AVE
CitySIOUX FALLS
StateSD
Zip57105-0334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEANS SUB N 22` 15 & ALL 16 BLOCK 4 ROWLAND`S 2ND ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionROWLAND`S 2ND ADDN
Legal Block4
Legal Lot Number16
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2008
Census Tract10600

Owner

1013 S Willow Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1013 S WILLOW AVE, SIOUX FALLS, SD 57105-0334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Reverse Mortgage
CENTRAL BANK
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 29, 2018Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2018 · Amount on File
Deed SaleNov 29, 2018 · Amount on File
Deed Book / Page586-D / 0602
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1013 S WILLOW AVE, SIOUX FALLS, SD 57105-0334
Transaction TypeMortgage
Record UpdatedMay 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002010/959
DateFeb 2, 2026
Book Page2010/959
Instrument150820
Lender
NameCENTRAL BANK
TypeBank
Address1400 18TH ST, SPIRIT LAKE, IA 51360
Agreement
TypeReverse Mortgage
Term119 Months
DueJan 30, 2036

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1013 S WILLOW AVE, SIOUX FALLS, SD 57105-0334
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1912MTG/670
DateJan 27, 2021
Book Page1912 MTG/670
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1013 S WILLOW AVE, SIOUX FALLS, SD 57105-0334
Transaction TypeMortgage
Record UpdatedOct 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1851MTG/0437
DateNov 29, 2018
Book Page1851 MTG/0437
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1013 S Willow Ave was $3,803.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,348 (+3.34%) Land $37,186 Building $255,162$292,348 Land $37,186 Building $255,162
2025$3,803.00$282,900 (+0.82%) Land $37,600 Building $245,300
2024$3,803.00$280,600 Land $37,600 Building $243,000
2022$3,392.00$227,200 Land $36,900 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 S Willow Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1997)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds
Claims by Event
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 S Willow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable in parts of the area
5,000 / 5,000
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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